Comprehensive and Collision Coverage in Haines City, FL
Comprehensive and Collision Insurance Quote Forms
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Comprehensive and Collision Coverage Insurance Information
Auto insurance policies can include different types of coverage, and two of the most common are comprehensive and collision. While they are often paired together, they cover different situations.
What’s the Difference Between Comprehensive and Collision Coverage?
Collision coverage may help pay for repairs to your vehicle if it’s damaged in a crash, regardless of who was at fault. This could include accidents involving another car or hitting an object such as a guardrail or tree.
Comprehensive coverage may apply when your vehicle is damaged by something other than a collision. This can include theft, vandalism, fire, falling objects or weather-related damage such as hail or flooding.
Together, these coverages are designed to address many of the common risks a vehicle might face both on and off the road.
Are Comprehensive and Collision Coverage Required?
Unlike liability insurance, which is required in most states, comprehensive and collision coverage are usually optional. However, if you finance or lease your vehicle, your lender may require both types to insure their investment until the loan is paid off. Even when not required, many drivers choose to carry these options to help with unexpected repair or replacement costs.
Explore Your Options
Repairing or replacing a vehicle can be expensive, and comprehensive and collision coverage can play important roles in addressing those costs. At Mr Auto Insurance, we can help you review your auto insurance needs and explain how these coverage options may fit into your policy. Contact us today to request a quote.
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